No Down Payment on Oceanside Homes

New! - Easy Qualify - Zero Down - Low Rate Loan

Ord & Rodgers Homes is proud to provide innovative financing for new home buyers. We have developed a program to make our new homes the most affordable alternative to renting in Oceanside.

Payments slashed by 25%

Our new EZ home loan program features payments that are up to 25% less than conventional financing. Buyers can now finance a home in the $400,000's with the payments and credit requirements of a $300,000 loan. It's equivalent to slashing up to $100,000 off the price of your dream home.

Interest rates are still at historical lows. Home values in Oceanside have jumped 13.35% in the last year. Now is the time to buy. With no money down and liberal credit requirements, your effective after tax payment can be as low as rent - For a brand new, 3 bedroom townhome!

Why rent when you can afford a townhome in Oceanside?

With one low fixed rate loan, you can pay only interest during the first ten years. This is not a negative amortization loan. You never owe more than you financed and there is no down payment required. You can save over $700 a month compared to traditional financing.

Close the deal with no money

Lenders usually require up to 3 months of payments in the bank at settlement. With our new loan they don't have this requirement, no cash reserves are required which allows you to quit renting and buy your new home now. In addition, closing costs are greatly reduced for buyers that qualify.

Your credit score doesn't matter!

Two areas that give many new home buyers problems are credit histories and down payment source documentation. With our new EZ loan, borrowers can use alternative credit sources, such as rent and utilities, to document good credit histories. Also, borrowers can have cash down payments.  The maximum debt-to-income ratio is a generous 48%, as opposed to the normal ratio of 35%.

Do You Qualify?

All of your steady income counts, regardless of the source. The new Ord & Rodgers EZ loan is available to owner occupied buyers earning from $54,000 to $97,000 a year. Over 98% of EZ loan applicants are approved.

No Homeowners Dues?

Save thousands of dollars more on your homeowners dues. Homeowners dues include all charges for trash service, fire insurance, professional landscaping, building and common area maintenance, pool, spa, BBQ and picnic area, tot lot and equestrian facilities. Ord & Rodgers can show you how to include all your payments for the first year!

Limited time offer

This new Ord & Rodgers EZ loan is available for a limited time to owner occupied buyers earning from $54,000 to $97,000 a year. Register today for your 8 page color brochure and your unique promotional code number.

Now you can qualify. Now you can own...